In general, 401(k) participants appear to be taking a long-term investment strategy for their 401(k) retirement assets by choosing an asset allocation and staying with it. Net transfer activity remains consistently low in relation to total 401(k) balances—to date, about 0.07% per day.

The following observations summarize monthly 401(k) transfer activity as well as monthly stock market activity.

If you are a member of the media and would like additional commentary on 401(k) trends, issues, etc., please contact Catherine Brandt (847) 442-7665 for assistance.