In general, 401(k) participants appear to be taking a long-term investment strategy for their 401(k) retirement assets by choosing an asset allocation and staying with it. Net transfer activity remains consistently low in relation to total 401(k) balances — to date, about 0.06% per day.

The following observations summarize monthly 401(k) transfer activity as well as monthly stock market activity.

If you are a member of the media and would like additional commentary on 401(k) trends, issues, etc., please contact Catherine Brandt (847) 883-1000 for assistance.