Productivity and Health Care Cost Containment

As the leading benefits outsourcing provider, Hewitt knows how to maximize your company's health and welfare programs. We do this by designing and delivering health benefit plans that increase productivity yet reduce administrative costs, improve efficiencies, and focus intently on customer satisfaction. Our unique approach is fueled by four market-leading solutions:

• Advocacy Services — Our Advocates help your employees identify, navigate, and resolve their personal health and retirement claims and coverage issues.
  
• Dependent Audit Services — We offer a proven process whereby ineligible dependents are removed from your health plan coverage. Our superior technology, complimented by sensitive customer representatives, ensure your employees AND your organization receive the appropriate support throughout the audit process.
  
• Health Plan Eligibility Services — We quickly and accurately transmit eligibility and premium information to all your insurance carriers — ensuring the right people are covered in the right plans at the right time.
  
• Absence Management and Leave of Absence Services — Our continuum of solutions includes risk management, analytics, and claim and leave administration.

Enhanced Benefit Programs

Whether you strive for a "best-in-class" employer brand or prefer a more basic program, Hewitt offers a variety of health, retirement, and compensation services that will enhance your employees' appreciation and usage of your benefits programs. Here are just some of the solutions available to you:

• Spending Account Administration — We offer a comprehensive solution for administering all types of Spending Accounts including, but not limited to, our most popular HRA, HSA, FSA , and Commuter Benefits programs.
  
• Total Rewards Solution — We provide comprehensive and customized online solutions for communicating, "What's in it for me?" to employees and job candidates.
  
• Self-Directed Brokerage Accounts — We administer personalized brokerage windows embedded within your employees' 401(k) accounts.
  
• Personal Finance Center — Our unique, online employee resource provides financial education and guidance covering many types of personal finance issues.

Compliance and Risk Management

Changing regulations and stringent compliance requirements weigh heavily on HR professionals. It makes good business sense to employ the professional services of an HR expert such as Hewitt to make certain your company effectively manages its HR-related risk and compliance issues. Hewitt offers a variety of highly specialized services that delve deeply into technical topics to keep you on the right side of the issues. Consider outsourcing the following to Hewitt:

• Claims and Appeals Management — We ensure unbiased and consistent review of eligibility and enrollment claims for your health and welfare as well as retirement plans.
  
• Qualified Domestic Relations Order (QDRO) Administration — Our streamlined process increases compliance, minimizes legal risks, and reduces your own QDRO administrative burden.
  
• Qualified Medical Child Support Order (QMCSO) Administration — Our process efficiently facilitates the review and administration of QMCSOs and other related documents.
  
• Form 5500 Preparation — Our highly specialized experts provide timely, accurate Form 5500 filings.
  
• Financial Statement Preparation — We enable easy, accurate, and on-time delivery of annual financial statements and audit support for all types of benefit plans.

Within the last year, we have introduced or enhanced a variety of these point solutions. You can count on Hewitt to actively listen, innovate, test, and deliver more new, valuable HR-related solutions in the months and years to come.