Making the World a Better Place to Work

 
Your Benefits Resources™ (Retirement)

Your Web-based pathway to benefits-savvy employees.

Your Benefits Resources™ is your Web-based pathway to assist your benefits-savvy employees.

Your Benefits Resources (YBR) is Hewitt's proprietary Web site for benefits transactions, decision support, and content. YBR enables us to help participants make better retirement decisions and features a wide range of tools, information, and services:

  • Retirement planning—helps employees plan for retirement by providing a personalized retirement forecast and embedded modeling tools. Participants learn how they're doing with their retirement saving and investing, how they can do better, and how it all adds up. 
  • 401(k) Savings Review Account—allows participants to see a high level account summary, including their current balance and year-to-date rate of return, as well as their account activity. 
  • Pension Review Account—allows participants to see retirement benefits by viewing current and past cash balances.
  • Did You Know—provides targeted communications to participants, based on their specific situation. 
  • Decision-support tools—gives participants robust decision support using examples for topics such as Loans and Withdrawals and Payment Options. 
  • Lifestyle Fund Guide page—provides guidance in selecting a lifestyle fund for defined contribution plan investments. 
  • Online Quick Enrollment™—removes 401(k) enrollment barriers by making it easy and compelling. Quick Enrollment allows employees to quickly and easily enroll in their company's 401(k) plan by providing a just-the-basics approach to DC enrollment. It also encourages users to make smart decisions by defaulting to initial contribution rates and investment elections that have proved successful for the new investor. 
  • Contribution escalation—provides an automated means of helping participants steadily increase their contribution rates year after year to reach a target rate. 
  • Automatic rebalancing—allows participants (by election) to maintain target asset allocation by automatically reallocating their defined contribution balances. 
  • Retirement checklist—lists benefit-related and non-benefit-related information to promote smart and thorough retirement decisions (and supports online choice processing). 
  • Online retirement—allows employees to view their benefits and make their retirement decisions online.
  • Future payments—provides pension recipients the ability to manage monthly payments, including delivery instructions, addresses, withholding, and other deductions.

Please contact us for more information.