Your Benefits Resources™ is your Web-based pathway to benefits-savvy employees.

Your Benefits Resources (YBR) is Hewitt's proprietary Web site for benefits transactions, decision support, and content. YBR enables us to help participants make better retirement decisions and features a wide range of tools, information, and services:

• Retirement planning—helps employees plan for retirement by providing a personalized retirement forecast and embedded modeling tools. Participants learn how they're doing with their retirement saving and investing, how they can do better, and how it all adds up. 
• Did You Know—provides targeted communications to participants, based on their specific situation. 
• Decision-support tools—gives participants robust decision support using examples for topics such as Loans and Withdrawals and Payment Options. 
• Multimedia retirement education—helps participants identify what's preventing them from saving enough for retirement or diversifying, and learn how others successfully overcame similar barriers.
• Premixed Portfolio page—presents and promotes premixed portfolios (target maturity funds and/or risk-based portfolios) as an easy way for employees to invest and diversify. 
• Online Quick Enrollment™—removes 401(k) enrollment barriers by making it easy and compelling. Quick Enrollment allows employees to quickly and easily enroll in their company's 401(k) plan by providing a just-the-basics approach to DC enrollment. It also encourages users to make smart decisions by defaulting to initial contribution rates and investment elections that have proved successful for the new investor. 
• Contribution escalation—provides an automated means of helping participants steadily increase their contribution rates year after year to reach a target rate. 
• Automatic rebalancing—allows participants (by election) to maintain target asset allocation by automatically reallocating their defined contribution balances. 
• Contribution maximization tool—calculates the amount a participant needs to contribute to reach his or her limits, taking into account IRS limits and plan limits.
• Manage Investment pages—allow users to monitor their investment decisions including Portfolio Performance, Personal Returns, and Investment Activity.
• Retirement checklist—lists benefit-related and non-benefit-related information to promote smart and thorough retirement decisions (and supports online choice processing). 
• Future payments—provides pension recipients the ability to manage monthly payments, including delivery instructions, addresses, withholding, and other deductions. 
• 401(k) Savings Review Account—allows participants to view a high-level account summary, including their current balance and year-to-date rate of return, as well as their account activity. 
• Pension Review Account—allows participants to view retirement benefits by viewing current and past cash balances.

Please contact us for more information.